Welcome to HOAKarma.com. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully. If you do not agree with any part of these terms, please do not use our website.

1. Use of the Website

HOAKarma.com provides stories, articles, and media content for entertainment, informational, and educational purposes. You may browse, read, and share our content for personal, non-commercial use only.

2. Intellectual Property

All content on this website—including text, images, graphics, logos, and videos—is the property of HOAKarma.com unless otherwise stated.
You may not copy, reproduce, distribute, or use any content without our written permission, except where content is explicitly marked for sharing.

3. Story Submissions

By submitting a story to HOAKarma.com (via email or form), you agree that:

  • You have the right to share the content
  • You grant us permission to edit, publish, and distribute the story across our platforms, including our YouTube channel HOA Karma TV
  • We may anonymize or modify names and details to protect identities
  • You will not receive compensation unless previously agreed upon

We reserve the right to reject or remove any submission at our discretion.

4. User Comments & Interaction

We encourage discussion but will not tolerate:

  • Hate speech or abusive language
  • Harassment or threats
  • Spamming or promotional content
    We reserve the right to remove any user content that violates these rules and to block repeat offenders.

5. External Links

Our website may contain links to third-party websites, including YouTube and social media platforms. We are not responsible for the content, privacy practices, or accuracy of those external sites.

6. Disclaimers

  • The stories shared on this site may be based on user submissions, personal accounts, or dramatized events.
  • We strive for accuracy but do not guarantee that all information is error-free.
  • Content is provided “as is” without warranties of any kind.
  • We are not liable for any damages resulting from use of the site or its content.

7. Privacy Policy

Use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.

8. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time without notice. Updated terms will be posted on this page with a new “Effective Date.”

9. Contact Information

For questions or concerns regarding these Terms, please contact us at:
Email: info@hoakarma.com
Website: https://hoakarma.com